TeamShield by Go culture™: The First Workforce Risk prevention™ Platform Built to Reduce EPL Exposure at Scale.
Claims don’t start in the courtroom — they start in the workforce. TeamShield from the Go Culture Labs identifies and resolves those risks early, saving carriers millions in exposure.
Proven across industries
scalable
Financially Measurable
Why do we need another insurance tech tool?
The Unseen Threat in EPL
Traditional EPLI underwriting focuses on static risk factors (industry, water leak monitoring, claims history), but doesn’t catch emerging behavioral, cultural, and organizational signals until they escalate into claims.
As employment law evolves and claim costs rise, carriers are increasingly exposed to nuclear lawsuits tied to harassment, discrimination, toxic culture, and retaliation without a protective barrier in place.
Many carriers already use structural risk mitigation tools (e.g. building safety, water leak sensors, property risk scores). But Workforce Risk Prevention™ is the next frontier — and until now, there’s been no scalable, data-driven solution.
You Already Assess Buildings, Fleets, and Property. But Not the Workforce Behind the Claims.
Until now, there’s never been a scalable way for carriers to measure and prevent the people-driven risks that fuel costly EPL exposure.
First and Only Workforce Risk prevention tool
While carriers already mitigate structural and property risks, TeamShield by Go Culture™ is the first solution that proactively reduces EPLI exposure by addressing the workforce risks that actually drive claims.
Proven, AI-Driven Insight Backed by Social Science
Built on decades of organizational research and enhanced with AI, TeamShield has worked across several sectors by detecting early warning signals of workforce friction — long before they escalate into costly litigation.
Designed for Carrier Impact at Scale
More than monitoring, TeamShield delivers actionable insights and portfolio-level risk scores that integrate directly into underwriting and risk-management workflows, improving loss ratios and client retention.
Be proactive:
Stop waiting for EPLI claims to happen. Offer insureds the tool that prevents them — while strengthening loyalty and protecting your loss ratios.
Offering TeamShield to insureds doesn’t just reduce EPLI claims — it makes your coverage stickier, differentiates your portfolio in a crowded market, and delivers measurable savings on loss ratios and defense costs.
- Provide TeamShield to Your Insureds
We supply you with a turnkey, carrier-branded solution that you can offer as a value-add service. No heavy lift, no tech integration required.
- Workforce Risks Are Monitored Automatically
Insureds receive proactive monitoring and expert guidance; you get portfolio-level insights and risk scores with no extra work on your end.
- Act on Early Warnings, Save on Claims
High-risk accounts are flagged before problems escalate — lowering claim frequency, reducing severity, and improving retention.
You're Commercial customers will love you for this
Trinity Mother Frances Health System
“instrumental in helping us swiftly identify underlying issues that were negatively impacting our customer experience scores. Working closely with us, we launched a patient communication campaign with sustained improvement to our HCAHPS scores. What stood out the most was that this improvement wasn’t achieved by simply administering more medicine, but by focusing on how we engage with our customers from start to finish.”
Wyley McCoy, PharmD, MBA.
Selective Service System
“This is the best program I’ve ever used.”
KENNETH MONTGOMERY
Klüber Lubrication
“When we picked up those two U.S. plants, it was a mess – people weren’t talking, stuff wasn’t getting done, and profits were taking a hit. Go Culture helped us get underneath the issues quickly. Their approach built trust across both sites and got everyone pulling in the same direction. It honestly turned what felt like growing pains into forward momentum.”
Fred Pate, President, Klüber Lubrication, North America
Tackle EPLI Risk Differently
Our partnership process is simple, transparent, and designed for measurable results.
1. You Provide It
Carriers make TeamShield available to insureds as a proactive, value-add benefit. No complex onboarding or system integration needed.
2. We Monitor
TeamShield runs in the background — monitoring workforce risk signals, surfacing red flags, and generating portfolio-level insights without burdening your team.
3. You Save
With fewer claims, reduced defense costs, and more loyal insureds, you see the impact in lower loss ratios and stronger retention.
Workforce Risk Drives EPLI Losses. We Help You Get Ahead of Them.
In insurance, staying competitive isn’t just about covering more risks — it’s about anticipating them. Carriers have tools for property, fleet, and catastrophe risk. But the workforce — where EPLI claims begin — has gone unmeasured. Until now.
At Go Culture Labs, we’ve proven that even in high-stakes environments, early detection of workforce friction prevents costly outcomes. With TeamShield by Go Culture™, our AI-driven platform built on decades of applied social science, carriers can see and stop EPLI risks before they escalate — protecting both clients and portfolios.
We’ve done it with federal agencies, healthcare systems, and global enterprises. Now we’re bringing this capability to the insurance industry to give carriers a new advantage: fewer claims, stronger retention, and a differentiated product your insureds can’t get anywhere else.
Ready to see the impact?
Schedule a free consultation today or check out our recent thought leadership paper to see how workforce risk prevention can transform EPLI risk exposure.
Check out our thought-leadership partnerships with leading insurance industry organizations
